Skip A Pay


Our Skip-a-Pay Program allows you to defer your December loan payment on qualifying loans. There is a $25 fee for each loan that you skip.

The Skip-a-Pay application for 2019 will open in October.




  • Your loan must be six months old at the time you apply

  • You must not have any delinquent payments within the last six months

  • You must pay a small fee for each loan that you skip



Loans Eligible for Skip-a-Pay:

  • Auto loans

  • 2nd mortgages

  • Simple mortgages

  • Home equity loans

  • Home equity lines of credit

  • Share secured loans

  • Recreational vehicle loans

  • Mardi Gras loans

  • Personal loans

  • Collateral loans

  • Personal lines of credit

  • Tuition loans

  • *First mortgage loans and Visa credit cards do not apply