Mortgage
Call us now or visit any one of our three locations to learn more about our mortgage options.
We offer a variety of mortgage loans to help you purchase or refinance your home.
First Mortgage
Whether you’re looking to own a New Orleans shotgun, an Antebellum house, or an artist’s flat, we can help you finance your dream home with our First Mortgage Loans.
To explore more about our First Mortgage Loans
Second Mortgage /Home Equity Loan/Land Loan
With a second mortgage, you can take out a loan on a property that already has a first mortgage in place.
Competitive interest rates
Terms of five or ten years
Receive a lump sum payment made out to you at the beginning of the loan, up to 85% of the property value.
Simple Mortgage
Once your house is paid off, you are eligible to take out a Simple Mortgage. If you have multiple debts that you are paying off, this is an excellent way to consolidate all your debts into one.
Terms of three years
Competitive interest rates
Home Equity Line of Credit
Our Home Equity Line of Credit gives you access to a sizable pool of cash - up to 85% of your home’s value, less the balance remaining on your mortgage. A HELOC is best used for home upgrades, repairs, and for consolidating debts; and gives you the flexibility of accessing just the amount of money you need, as you need it.
Access up to 85% of your home’s value, less the balance remaining on your mortgage
Draw money as you need it
Pay interest on only the amount of money that you draw
*Credit permitting
Home Equity Loan
Our Home Equity Loan is a good source of money for major projects and one-time expenses. Use a Home Equity Loan to fund major renovations or to consolidate all of your debts into one.
Borrow up to 85% of your home’s value, less any outstanding mortgages.
Fixed rates as low as 4.75% APR*
Terms of five or ten years
Paid in one lump sum at the time of closing
*Credit Permitting
For all of our mortgages, closing costs and fees do apply.