Loan Loyalty Discount Program

Get Rewarded for Being Loyal

Loan Loyalty Discount Increased to 1.25%

Effective beginning March 19, 2025, for a limited time, receive up to 1.25%* off of select loan products when you have an active POECU Checking Account, Platinum Visa, and are enrolled for e-Statements.

Discounts Apply to

  • Auto Loan

  • Motorcycle Loan

  • Boat Loan

  • Debt Consolidation Loan

  • Personal Loan

Discounts Do Not Apply to

  • Visa Card

  • Mortgage

  • Share or CD Secured Loan

Discount Qualifications

  • Meet active Visa account parameters and lower your rate by 0.50%

    • Must be open/active for 90 days

    • Minimum of 2 transactions per month over the previous 3 months

  • Meet active Checking Account parameters and lower your rate by 0.50%

    • Must be open/active for 90 days

    • Minimum of 4 transactions per month over the previous 3 months

  • NEW! Enroll your account for e-Statements and lower your rate by 0.25%

    Maximum Loyalty Discount = 1.25%

If members do not qualify for the Loan Loyalty Discount at the time the loan is booked, they must submit a written/email request for the Loan Loyalty Discount after meeting the open/active period and/or the transaction criteria.

Members’ requests for the Loan Loyalty Discount should be emailed to memberservices@poecu.org.

*New Loan Discount Rates only applicable to loans booked after 3/19/2025