Drive-4-Less Lending Program

With Drive-4-Less, enjoy payments up to 40% lower than conventional auto financing with fewer fees and restrictions. You can save hundreds of dollars a month on car payments by paying only for what you use with a guaranteed future value.

What is Drive-4-Less?

Put simply, it is a new way to finance your car. With our Guaranteed Future Value, you can enjoy lower monthly payments with no restrictions or hidden fees. At the end of your term, you can refinance your vehicle, trade-in your vehicle and apply positive equity to your new car, or turn in your vehicle and walk away with money still in your pocket.

GET A DRIVE-4-LESS LOAN QUOTE

Understanding Borrower Benefits

• Lower monthly payments: on average, 30-45% less than conventional financing.
• Actual ownership of the vehicle.
• New or used vehicles up to 5 calendar years old qualify. (May vary)
• No or low down payment - even the taxes and registration fees can be included in the payment plan.
• Flexible terms: 24 to 72 months. (May vary)
• Mileage plans for various driving habits - select 7,500, 10,000, 12,000, 15,000 or 18,000 miles per year. (May vary)
• No pre-payment penalties or early termination fees.
• Flexible Loan Options
• At any time: Trade-in, Sell, or Refinance.
• At loan maturity: Trade-in, Sell, Refinance, or Return the vehicle and walk-away.
• Enables you to easily upgrade and/or change your vehicle every couple of years.
• Minimize cash outlay on a depreciating asset - leaves money for better uses, such as other purchases or investments.

Build a Vehicle

New / Used: Select New / Used New Used

Year: Select Year

Make: Select Make

Model: Select Model

Body Style: Select Style

OR

Get Quote by VIN

New / Used: New Used

VIN:

Multiple body styles match this VIN. Select the one you want to use for your quote:

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Select Your Loan Term

Term Length	Drive-4-Less	Conventional Loan

Estimated Retail Value:

Purchase Price:

Sales Tax (%):

Trade-in Value:

Down Payment:

Insurance / Warranties:

All Other Fees:

Current Odometer: 0 - 3000

Apply Sales Tax Trade-in Credit

Total Amount Financed:

Amount Financed	$00,000.23 Customize My Payment
Annual Mileage	Estimated Annual Mileage 7500 10000 12000 15000 18000
Optional Equipment	Two Keys Heated Seats
Standard Equipment

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More Benefits:

• 0% down

• You OWN the vehicle

• New and pre-owned vehicles up to 5 years old qualify

• Flexible loan terms up to 72 months*

• Annual mileage options of 7,500, 10,000, 12,000, 15,000 & 18,000 available

• NO security deposit or acquisition fees

• ZERO early payoff penalty

• At end of term you can turn in vehicle and walk away

• Refinance your current vehicle to reduce monthly payments

• Easily upgrade your vehicle every few years!

• Access to our TruStage Insurance program

Loan Loyalty

Loan Loyalty Discounts apply