Certificate of Deposit
Open a Certificate of Deposit with POECU and earn higher annual percentage yields on 6, 12, or 24-month terms.
There is a minimum deposit of $1,000 to open a Certificate of Deposit. Dividends are paid monthly.
Rates are subject to change without notice.
Share Certificate Rates Effective 5/25/2023
| TERM | CERTIFICATE RATE | CERTIFICATE RATE + 1st LOYALTY REWARD 0.50% | CERTIFICATE RATE + 2nd LOYALTY REWARD 1.00% |
|---|---|---|---|
| 6-Month | 2.53% APY* 2.50% APR^ |
3.04% APY* 3.00% APR^ |
3.56% APY* 3.50% APR^ |
| 12-Month | 3.04% APY* 3.00% APR^ |
3.56% APY* 3.50% APR^ |
4.07% APY* 4.00% APR^ |
| 24-Month | 3.56% APY* 3.50% APR^ |
4.07% APY* 4.00% APR^ |
4.59% APY* 4.50% APR^ |
^APR= ANNUAL PERCENTAGE RATE
Contact us by phone at 504-885-6871 or email us at memberservices@poecu.org
Get rewarded for being loyal!
Receive up to 1.00%* higher Dividend Rate on your Certificate of Deposit when you have an active Checking and Visa with POECU.
CD Reward Qualifications
Meet Active Visa account parameters and raise your dividend rate by 0.50%
Must be open/active for 90 days
Minimum of 2 transactions per month over the previous 3 months
Meet Active checking account parameters and raise your dividend rate by 0.50%
Must be open/active for 90 days
Minimum of 4 transactions per month over the previous 3 months
Maximum Loyalty Reward = 1.00%