Personal Loans

Personal/Signature/Holiday Loans

Take out a loan based on your credit score & debt-to-income ratio, no collateral needed.

Rates are based on credit score & term of the loan.

  • Rates as low as 4.75%*

  • Terms vary

  • Funds from this loan can be used at your discretion

Consolidation Loans

Credit can be overwhelming, especially when you feel like you’re under an insurmountable avalanche of debt and creditors. Many people feel so helpless, they don’t even bother taking steps to help themselves. It can feel so lonely.

POECU wants you to know that you’re not alone. We are on your side. The largest mountain you face isn’t your debt - it’s inaction. And we have the means to help you. We can set up a one-on-one review with one of our specialists to review your bills - current and past-due - and your credit report overall. Email us for more information.

Of course, the best way to get started is to get pre-approved for a Consolidation Loan (select “Personal Loan” once you click the button below). Get rid of the intimidation and confusion; take charge with POECU by your side.

 

Annual Percentage Rate (APR) as low as 4.75%; your rate may vary.
At 6.49% APR with a 60 month term, the estimated monthly payments of a $10,000 loan will be $220.72. Must be 18 years of age or older to apply. No repayment for 60 days if you apply now.

Tuition Loans

Our Tuition Loans are available for parents seeking help with paying tuition.

  • Rates as low as 4.25%*

  • Term of 12 months

  • Available for elementary and high school tuition

*Credit permitting