Holiday Loan
Call 504.885.6871 or visit one of our three locations if you would like to learn more about our holiday loan.
From October 1 through December 31, 2024, we are offering our annual Holiday Loan:
Holiday Loan up to $1,000* (for members without direct deposit)
For members with direct deposit, the maximum loan amount is equal to the applicant’s biweekly direct deposit or equivalent. Call for details.
Payment term of six to nine months, dependent on loan amount
Rates vary from 5.50% - 9.99%*
No application fee
You can apply online now through our personal loan portal.
*Annual Percentage Rate (APR) as low as 5.50%; your rate may vary. Member may borrow up to $1,000 based on credit score. 6 to 9 month terms only. One Holiday Loan per social security number. No prepayment penalty. Offer is available between October 1, 2024, through December 31, 2024. Complete loan application must be received by 11:59pm on 12/31/2024. Available for qualified borrowers who have been a member in good standing for at least 90 days, and have a valid physical address to complete the application. Must be current on all POECU loans and have no delinquent accounts for the last 90 days. Must be 18 years of age or older to apply. Business, trustee, conservatorship, and minor accounts are not eligible.
Main Branch:
4624 West Napoleon Avenue | Metairie, LA 70001