Stress Less When Buying Your Next Car

Stress Less When Buying Your Next Car

Buying a new car can quickly become an overwhelming task for someone buying their first car and someone buying their fifth car alike. From research, to getting hounded by sales people, to wondering how you will pay for it; it can all seem like too much. We are here to make that process easier for you, from the research phase all the way through to the financing stage.

To help make researching a car easier on our members, we have included a service on our website that streamlines the whole process. When you go to the Auto Link portal, you can do everything from researching cars, to getting pre-approved for a loan with us, to even picking out your car. The service lets you see safety ratings, look at the history reports on used cars, test drive the car virtually, and use a financial calculator to see how much you will be paying each month for the cars you are interested in. You can pick out the car you want, and send a message to the dealership so they already know the one that you are interested in when you head over to the dealership.

We at POECU understand that one of the most stressful parts about buying a new car is wondering how you are going to finance it. That is why we work hard to keep our loan rates low, and help you through all the steps of getting a loan with us. A standard 5 year car loan with POECU has an APR of 3.9%*.  We also have a certified financial adviser to help answer any questions you may have when you choose to finance with us. We want to make sure that you rest easy knowing that we have your best interest in mind.

We’re making securing a loan simple.

All you have to do is click here and fill out our online application. You can get pre-approved and walk into the car dealership with the peace of mind that your car has already been financed. Just a word of warning – even if you let your car dealer know that you have already been pre-approved, they will still try to pressure you financing with them instead. Don’t let them try to sway you into financing with them. They will try to dazzle you with too-good-to-be-true interest rates, but that is exactly what they are – too good to be true. Remember to stick with the institution that has your best interest at heart: us.


And again; if you found your dream car but have not secured a loan yet, make sure to come to us before signing on the line. Our loan officers will sit with you and make sure that you are getting the best loan plan for your needs. We aren’t here to try and squeeze the most money out of you when you take out a loan with us; we want to set you up for financial success and help you get that dream car.

Our mission is to respond to the needs of your ever-changing life through personalized financial solutions. We recognize that in today’s fast-paced world, our members do not have any time or money to waste; so we have the Auto Link service, low auto loan rates, and financial counseling to make sure that we are saving you both money and time when buying your new car.

*Credit permitting. Lower rates are available for shorter terms.

Rachel Morris