Rates

LOAN RATES – EFFECTIVE October 1, 2016

NEW VEHICLE PURCHASES
Requires 20 percent Down Payment
3 – 4 years 1.90 percent APR* Payments $13.20 bi-weekly
5 years 3.90 percent APR* Payments $ 8.48 bi-weekly
6 years 4.25 percent APR* Payments $ 7.27 bi-weekly
USED VEHICLE PURCHASES
With 20 percent down payment
3 years 3.75 percent APR* Payments $13.57 bi-weekly
4 years 4.55 percent APR* Payments $10.54 bi-weekly
5 years 5.05 percent APR* Payments $ 8.72 bi-weekly
SECOND MORTGAGE LOANS
5 years 8.50 percent APR* Payments $ 9.45 bi-weekly
10 years 9.25 percent APR* Payments $ 5.90 bi-weekly
CONSUMER LOANS
Rates Starting as low as 9 percent APR*
3 years 9.00 percent APR* Payments $14.68 bi-weekly
VISA CARDS- Rates as low as 6.90 percent APR*
APR* = Annual Percentage Rate Per $1,000 borrowed
OTHER LOANS
HOME EQUITY LOANS, SIMPLE MORTGAGE LOAN – $7,500 maximum, SHARE SECURED LOANS, NEW BOAT LOANS, USED BOAT LOANS, MOTORCYCLE LOANS, MARDI GRAS LOANS, REVOLVING CREDIT LOANS, LINES OF CREDIT, and FARM IMPLEMENTS
RATES ARE ALSO AFFECTED BY YOUR CREDIT RATING
SHARE CERTIFICATE RATES
Effective October 1, 2016
6 months 0.55 percent APY**
12 months 0.75 percent APY**
24 months 1.00 percent APY**
APY = Annual Percentage Yield
Regular Shares 0.25 percent APY**
For the quarter ending September 30, 2016

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